The Pathway Partner Experience

Highly Responsive - Experienced - Trustworthy

The Lowdown on Pathway...

What Sets Us Apart?

  • Highly Responsive – We Answer Our Phone, Emails and Texts Promptly
  • Closing Time – Average 14 Days
  • Appraisals – Appraisal Waivers | Rushed Appraisals | Proven Gap Strategy*
  • Beating Cash Buyers – Proven Method to Compete (and win) against Cash Buyers
  • No Tax Returns or Paystubs – Qualify Your Buyer Without the Hassle
  • Condo Loans – Average Closing Less Than 21 Days
  • New Construction – Spec Construction | Construction to Perm & More
  • Float Down – Automatically Lowers Locked Rate if Rates Go Down*
  • Leads –  We Integrate Your Leads and Call Them for You
  • Jumbo & SuperMax Jumbo Loans

BOTTOM LINE – We have a proven track record and know how to close your deals fast. We are highly responsive to our clients and industry partners. We are trustworthy and honor our commitments.

Pathway Partners doing Mortgages together

Pathway Loan Options: Conventional / Jumbo and SuperMax Jumbo / FHA / VA / USDA / Condo / Fixed or (ARM)/ Adjustable for Primary / Vacation / Investment Properties / Commercial / Fix and Flip / New Construction / Remodeling.

Local Referrals from Industry Pros

John Fevrier – RE/MAX Alliance Group, Sarasota FL
"My customers have a great experience and trust the advice they receive at Pathway. Always close on time and great communication."

Sherri Probus – RE/MAX  Jeffersonville, IN 
"A breath of fresh air to work with. Very easy to work with and great at helping my clients find solutions.  Always gets them to closing on time."

Troy Pittman – Pittman Construction Group, Sarasota FL 
"Most of my transactions are renovation or new construction. These are the types of deals that take a lot more upfront work and lots of communication. Pathway always provides excellent and reliable service. The main thing that I hear from my customers is that they can trust Pathway because there are no surprises.

Ingrid Walker – Corcoran Dwellings, Sarasota FL 
"Very helpful and responsive. Always available on my schedule when I have a question."

Our New Home Office is Now in SW Florida!

Allow me to introduce myself….

Joe Miller, CEO
NMLS 506488
(941) 926-6346

Our New Home Office is in SW Florida and We’re Looking for a Few Good Real Estate Partners!

Although we have been providing mortgages in SW Florida for over 6 years, a few months ago I moved my family and home office from Louisville to Sarasota to be closer to family.

Over the years, we have found that our best source of quality referrals come from our relationships with select local Realtors, Financial Advisors, Title Companies and Attorneys.

We purposefully keep our partner network small enough to provide you with excellent and responsive service.

We focus on providing personal service with integrity. In our industry the next surprise can be just around the corner, we are proven problem solvers and can help you save your deal. We don’t have a magic wand but have deep resources and programs.

We frequently put deals back together for Realtor’s clients who where working with inexperienced and/or lazy loan originators. 

As I mentioned, we have been making loans in SW Florida for over six years. Although our office is new, we have well established mortgage resources as well as many friends & family in SW Florida.

What’s missing is you!

I look forward to speaking with you soon to discuss how Pathway can help you close more deals and have happy clients who provide us (both) with future referrals!

Joe Miller, CEO
NMLS 506488
(941) 926-6346

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