FHA Loans on the Cheap!

Get a FREE quote on an FHA Loan & save thousands of dollars per year.

The Lowdown on FHA Loans...

Our Sarasota FHA Loan Rates Are Low & Our Process is Quick & Painless

At Pathway Mortgage providing our local clients with reliable and transparent service is a privilege. Pathway Mortgage is a leader and #1 provider of FHA loans in Sarasota, FL. Pathway Mortgage strives to ensure our clients receive the absolute best service and transparency throughout the entire FHA Loan experience.

Check Today's Sarasota FHA Loan Rates

FHA Loan Rates and Terms:
Pathway Mortgage is here to guarantee that our local clients receive the best FHA Loan interest rates in Sarasota, FL, with the lowest monthly mortgage payment. That is why Pathway Mortgage offers customized FHA mortgage interest rate options, including FHA Adjustable Interest Rates or FHA Fixed Interest Rate loans such as 30-Year Fixed FHA Interest Rates, 20-Year Fixed FHA Interest Rates, and 15-Year Fixed FHA Interest Rates for its Sarasota mortgage clients.

Request Free Info about FHA Loans

Pathway Mortgage Sarasota No Downpayment FHA Loan Options
Sarasota mortgage customers can now enjoy the flexibility of being able to buy a home with $0 Downpayment. Pathway Mortgage can provide 100% of your downpayment leaving you extra funds to use for future savings, home furnishings, and future home projects. These Sarasota No Downpayment Mortgage Loan options are offered through several grants and exclusive Florida community based programs such as Chenoa FHA Loan, FHA Natural disaster Relief Home Loan, and Florida Hometown Heroes.

Check to see if you qualify - see program requirements

Benefits of FHA Loan:

-Little or Limited Credit History Needed
-$0 - 3.5% Downpayment
-Low Mortgage Interest Rates
-Can be used to purchase a Existing Home or to Build a New Home
-Low Lender Closing Costs
-Several Downpayment Options Available
-Offers: 30-Year Fixed, 20-Year Fixed, and 15-Year Fixed Loan Terms

FHA Loan Programs:
The FHA Loan from Pathway Mortgage is designed to offer long-term financing to eligible borrower's. The Pathway Mortgage Sarasota FHA Loan is secured by HUD and allows borrowers to finance a home by offering several different FHA loan options. These options include Sarasota FHA purchase loan, Sarasota FHA New Construction Loan, Sarasota FHA Streamline Refinance Loan (Check the Current Value of Your Home), and a Sarasota FHA Cash-out refinance home loan. All the FHA mortgage options are eligible to use on several different types of Sarasota residential properties.

Get an Online Pre-Approval Letter for VA Home Loan
Valid for 5 months - No Credit Check Required

Sarasota FHA Loan Property Eligibility

– Single Family Residents (SFR)
– Multiunit Homes: Duplex, Triplex, Fourplex
– Manufactured Homes: Single-Wide & Double-Wide
– New Construction Homes
– Condominiums – Condos

The FHA Loan Process

Here's how our home loan process works:

  • Complete our simple online FHA Loan Questionnaire
  • Receive options based on your unique criteria and scenario.
  • Use the FHA Sarasota Mortgage Calculator to calculate your monthly payment.
  • Compare Sarasota Mortgage rates and terms.
  • Choose the offer that best fits your needs.

After you select an offer, you will receive a FHA Loan Pre-Approval letter that is valid for up to 5 months, giving you plenty of time to shop for and select a new home.

Begin the Process

How to Qualify for a Sarasota FHA Loan?

Meet at least 1 of the following to qualify for a VA Loan:

  • Have zero credit history or at least a 500 credit score.
  • Be able to show at least 6 months of employment history

Why an FHA Loan?

Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or can’t get approved for private mortgage insurance should look into FHA loans.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • 3.5% Down Payments
  • Jumbo & Super Jumbo Loans
  • Terms from 5 to 30 Years