VA Loans on the Cheap!

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The Lowdown on VA Loans...

Our VA Loan Process is Quick & Painless

At Pathway Mortgage providing our local military veterans with reliable and transparent service is a privilege. Pathway Mortgage is a leader and #1 provider of VA mortgage loans in Sarasota, FL. We strive to ensure both our active military members and Sarasota military veterans receive the absolute best service and transparency throughout the entire VA mortgage experience.

Our primary goal at Pathway Mortgage is to ensure that veterans receive the best interest rate and the lowest monthly mortgage payment. That is why Pathway Mortgage offers customized VA mortgage interest rate options, including VA Adjustable Interest Rates or VA Fixed Interest Rate loans such as 30-Year Fixed VA Interest Rates, 20-Year Fixed VA Interest Rates, and 15-Year Fixed VA Interest Rates for Sarasota veterans.  We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.


VA Loan Program Options
The VA Home Loan from Pathway Mortgage is designed to offer long-term financing to eligible American veterans or their surviving spouses. The Pathway Mortgage VA Mortgage loan is secured by the United States Veterans Administration and allows Sarasota Veterans to finance a home by offering several different VA loan options. These options include VA purchase loan, Sarasota VA New Construction Loan, Sarasota VA IRRL Refinance Loan (Check the Current Value of Your Home), and a VA Cash-out refinance home loan. All of the VA mortgage options are eligible to use on several different types of Sarasota residential properties.

Sarasota VA Mortgage Property Eligibility

Single Family Residents (SFR)

Multiunit Homes

  • Duplex
  • Triplex
  • Fourplex

Manufactured Homes

  • Single-Wide
  • Double-Wide

New Construction Homes

Condominiums – Condos

Get an Online Pre-Approval Letter for VA Home Loan
Valid for 5 months - No Credit Check Required

The VA Loan Process

Here's how our home loan process works:

  • Complete our simple online VA Loan Questionnaire
  • Receive options based on your unique criteria and scenario.
  • Use the VA Sarasota Mortgage Calculator to calculate your monthly payment.
  • Compare Sarasota Mortgage rates and terms.
  • Choose the offer that best fits your needs.

After you select an offer, you will receive a VA Mortgage Pre-Approval letter that is valid for up to 5 months, giving you plenty of time to shop for and select a new home.
Begin the Process

VA Lock & Shop Program: Lock Your Rate Today's and Find the Perfect Home Tomorrow - Request Info

How to Qualify for a Sarasota VA Mortgage Loan?

Meet at least 1 of the following to qualify for a VA Loan:

  • Currently a active military member.
  • Served at least 90 consecutive days of active service during a wartime.
  • Served 181 days of active service during peacetime.
  • Have 6 years of service in the National Guard or Reserves. Or have served at least 30 consecutive days with a total of 90 days under Title 32 orders.
  • Surviving spouses of a service member that died from a service-related disability or while actively serving in the military.

Check your VA Status or Loan Eligibility

Pathway Mortgage Sarasota Hometown Heroes Program
Sarasota Veterans can now purchase a home with No Downpayment, No Appraisal Fee, and No closing costs by participating in the Pathway Mortgage Hometown Heroes Program. The Hometown Heroes Program allows Florida residents to buy a home with $0 Money out of Pocket by offering them up to $25,000 towards the purchase of a Florida home of their choice.

Request more information about the Florida Hometown Heroes Program

Why a VA Loan?

There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property); buyer informed of reasonable value; negotiable interest rate… and more.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Low Down Payments
  • Jumbo & Super Jumbo Loans
  • Terms from 5 to 30 Years